CreditGuard makes every effort to ensure that you, the Debt Counsellor, receives the most reliable service that will empower you to make a significant difference, in the lives of your Debt Review Clients.

CreditGuard’s partners have underwriting and administration contracts and hold all required FSCA licencing categories to  efficiently manage  your and your Debt Review Clients’ specific Credit Life Insurance needs.

In 5 easy steps, your Client can experience all the benefits of the CreditGuard Credit Life Policy

All benefits are subject to Exclusions and Waiting Periods defined in the policy wording

CreditGuard is fully integrated with Intuitive Debt Counselling Management Software Solution for a quick quoting process.  A manual quoting process is also available for registered Debt Counsellors.


Create a quote on your client’s creditors under Debt Review and refer it to your Broker.


Your appointed Broker will be in contact with your Client to discuss the policy and its benefits.


Your Client’s Policy gets issued by our Administrator, Siyavika Risk Solutions (FSP44999).


Your Client’s premium is included in their Debt Review Repayment Plan and distributed monthly via a Payment Distribution Agency (PDA).


On receipt of the first premium by the Insurer your Client is covered and will enjoy all the benefits included in their CreditGuard Credit Life Insurance Policy.

Premium payments are only allowed through registered Payment Distribution Agencies: DC Partner (NCRPDA2), Hyphen PDA (NCRPDA1) and Intuitive PDA (NCRPDA3).

Our Partners:


Underwriting Manager


Debt Review System

Payment Distribution Agencies

Interested to refine your value-proposition with better-suited cover for your clients and added peace of mind to you as Debt Counsellor?

Fill in our form below and we will contact you shortly to discuss how both you as Debt Counsellor and your Clients will benefit.

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