CreditGuard Credit Life Policy offers more protection to your Debt Review Clients and peace of mind for You, as their Debt Counsellor.

We Pay when
your Client Can’t.

CreditGuard is an Innovative Credit Life Insurance Policy specifically designed for the South African Debt Review Market, its Debt Counsellors and their valued Clients.

The CreditGuard Credit Life Insurance Policy is underwritten by Guardrisk Life Ltd (FSP 76) and administrated by Siyavika Risk Solutions (FSP 44999).

The CreditGuard Credit Life Insurance policy is a combination of  8 tailor-made benefits at an affordable cost to your Clients.

All benefits are subject to Exclusions and Waiting Periods
(where applicable

  *Guardrisk Life Product 

  **Non-Guardrisk Life Product

Learn more about our
CreditGuard Credit Life Insurance Product
→ click here 

Unemployment or Inability to Earn an Income Other Than as a Result of Disability Benefit*
Maternity Benefit*
Death Benefit*
Accidental Death Benefit*
Permanent Disability Benefit*
Temporary Disability Benefit*
Critical Illness Benefit*
Identity Theft Benefit**

CreditGuard Special Features:

Dedicated Broker appointed
for your Clients

Affordable premiums for your
Debt Review Clients

Covers all Debt Counselling fees
on monthly payments

Covers Secured and Unsecured Credit Agreements under Debt Review up to 1 Million Rand

One Consolidated monthly premium that forms part of your Clients’ Monthly Debt Review Repayments

Easy and Simple Claims process where a claim gets paid out directly to the PDA, nominated beneficiary or policyholder where relevant

Quick online Quote and
Referral process

No Medicals

Accommodates Single and
Joint Applications

Interested to refine your value-proposition with better-suited cover for your clients and added peace of mind to you as Debt Counsellor?

Fill in our form below and we will contact you shortly to discuss how both you as Debt Counsellor and your Clients will benefit.

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Our Partners:


Underwriting Manager


Debt Review System

Payment Distribution Agencies